At Amibudget, our mission is to simplify and automate financial decision-making — for the millions of people running small businesses or preparing to launch one.
The problem:
Most Gen Z professionals and early-stage SMEs live paycheck to paycheck. Banking apps only show balances, not solutions. Budgeting feels overwhelming. And 24% of SMEs in Europe still face serious access-to-finance issues.
Our solution:
That’s why we built Amibudget — your personal AI CFO.
A mobile app that connects to your bank account via Open Banking (PSD2), unifies cash flow across accounts, fintech apps, and even crypto, and gives you one clear recommendation in real time:
– Optimize your budget
– Avoid cash flow risks
– Find the best financing options
– Make confident, data-driven decisions — not guesses
Why Amibudget is different:
– AI-powered insights (forecasting, risk alerts, one best action)
– Real-time data from bank accounts, Revolut, PayPal, Wise, crypto wallets
– Secure & GDPR/PSD2-compliant
– Multilingual and future-ready (B2C + white-label B2B)
Where we are today:
– MVP live (iOS & Android, Aug 2025)
– Recognized among Top 29 Global FinTechs (F6S 2025) and Top 36 in Poland
– Finalist of inQUBE program, featured on the Polish FinTech Map 2025
Our market:
– Gen Z B2C (100M+ in Europe, 68M in US)
– Huge expansion potential via B2B SDK & licensing
📍 Based in Warsaw, serving the EU
Amibudget is built for the 99% — a new, more human way to manage money: understandable, proactive, and supportive.
Most Gen Z professionals and early-stage SMEs live paycheck to paycheck. Banking apps only show balances, not solutions. Budgeting feels overwhelming. And 24% of SMEs in Europe still face serious access-to-finance issues.
Our solution:
That’s why we built Amibudget — your personal AI CFO.
A mobile app that connects to your bank account via Open Banking (PSD2), unifies cash flow across accounts, fintech apps, and even crypto, and gives you one clear recommendation in real time:
– Optimize your budget
– Avoid cash flow risks
– Find the best financing options
– Make confident, data-driven decisions — not guesses
Why Amibudget is different:
– AI-powered insights (forecasting, risk alerts, one best action)
– Real-time data from bank accounts, Revolut, PayPal, Wise, crypto wallets
– Secure & GDPR/PSD2-compliant
– Multilingual and future-ready (B2C + white-label B2B)
Where we are today:
– MVP live (iOS & Android, Aug 2025)
– Recognized among Top 29 Global FinTechs (F6S 2025) and Top 36 in Poland
– Finalist of inQUBE program, featured on the Polish FinTech Map 2025
Our market:
– Gen Z B2C (100M+ in Europe, 68M in US)
– Huge expansion potential via B2B SDK & licensing
📍 Based in Warsaw, serving the EU
Amibudget is built for the 99% — a new, more human way to manage money: understandable, proactive, and supportive.